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Financial Forecast's ONLINE MEMBERSHIP AGREEMENT and Conditions of Service.

Financial Forecast is a financial information and educational newsletter. By completing the registration process, and subscribing to Financial Forecast in any way , you are indicating that you agree to be bound by all of the terms in this Agreement. You may print and keep a copy of this Agreement for your records. Financial Forecast may change the terms in this Agreement at any time as is seen fit. When the terms are changed, the information available through Financial Forecast is the property of Financial Forecast and may be displayed, formatted and printed for your personal, non-commercial use only. You agree not to reproduce, distribute, sell, publish, broadcast, or circulate the information received through Financial Forecast to anyone, including, but not limited to, others in the same company or organization, without the express prior written consent of Financial Forecast.

You may not post any content from Financial Forecast to news groups, mail lists or electronic bulletin boards, without the prior written consent of Financial Forecast. Financial Forecast includes facts, views, opinions and recommendations, and educational information. Financial Forecast does not guarantee the accuracy, completeness or timeliness of, or otherwise endorse, the information, opinions or recommendations, investment advice, or advocate the purchase or sale of any security or investment. The purchase or sale of any security in reliance upon information, opinions, recommendations or investment advice on Financial Forecast has a high degree of risk. Financial Forecast is an educational information newsletter for investors and is not a recommendation to buy or sell securities. By subscribing to Financial Forecast you are acknowledging that you have read this disclaimer, and agree that you are using Financial Forecast for educational purposes only. The publishers of Financial Forecast are not brokers and are not acting in any way to influence the purchase of any security. The information provided is obtained from sources deemed reliable but not guaranteed as to accuracy or completeness. We strongly recommend checking with your stockbroker, or financial advisor before buying or selling securities, or making any investment decisions. The publishers of Financial Forecast assume no responsibility for the consequences of anyone acting upon this educational information. No advice is given or implied. Past performance published in Financial Forecast may not be indicative of future performance

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Financial Forecast and its affiliates, agents, licensors, and vendors, cannot and do not warrant the accuracy, completeness, currentness, noninfringement, merchantability or fitness for a particular purpose of the news and information available through Financial Forecast, or Financial Forecast itself. In no event will Financial Forecast, its affiliates, agents, licensors, or vendors be liable to you or anyone else for any decision made or action taken by you in reliance on such news and information. Financial Forecast and its affiliates, agents, licensors, and vendors, shall not be liable to you or anyone else for any loss or injury resulting directly or indirectly from the use of our services (including, without limitation, consequential, special, incidental, direct, or similar damages) even if advised of the possibility of such damages, you agree that the liability of Financial Forecast, its affiliates, agents, licensors, and vendors, if any, arising out of any kind of legal claim (whether in contract, tort or otherwise) in any way connected with Financial Forecast or the news and information in Financial Forecast shall not exceed the amount you paid to Financial Forecast for the use of Financial Forecast. You agree that your access to and use of our services are at your sole risk. At our request you agree to defend, indemnify, and hold us, our employees, agents, officers, directors, agents, contractors, and other representatives harmless from and against all liabilities, damages, claims, actions, costs, expenses (including attorneys fees), in connection with or arising from your breach of this Agreement.

This Agreement is personal to you, and you may not assign your rights or obligations to anyone. If any provision in this Agreement is invalid or unenforceable under applicable law, the remaining provisions will continue in full force and effect. The laws of the United States of America shall govern this Agreement, your rights and obligations, and all actions contemplated by this Agreement.